Principal PRS Plus

Scheme Trustee: Deutsche Trustees Malaysia Berhad

Principal PRS Plus Moderate

*Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go the PRS Provider’s page.

Investment
Objective		 The Fund seeks to provide a moderate level of capital growth over the long-term by investing in a diversified portfolio of equity and fixed income instruments.
Fund Category Balanced
Investment
Strategy		 The Fund will invest in a mix of equities and fixed income instruments to provide a moderate level of capital growth to the Fund. The fixed income portion will provide capital stability to the Fund whilst the equity portion will provide the added return in a rising market. The Fund may opt to invest in fixed income instruments and equities either directly or via CIS.

The investments by the Fund in equities which include foreign exposure shall not exceed 60% of the Fund’s NAV and investments in local and/or foreign fixed income instruments shall not be less than 40% of its NAV with a minimum credit rating of “BBB3” or “P2” by RAM or equivalent rating by MARC or “BBB” or “A-2” by S&P or equivalent rating by any other international rating agencies. Notwithstanding, the Fund may also invest up to 5% of its NAV in unrated fixed income instruments.

Asset
Allocation
  • At least 40% of the Fund’s NAV will be invested in fixed income instruments, of which up to 5% of the Fund’s NAV may be invested in unrated fixed income instruments;
  • Up to 60% of the Fund’s NAV may be invested in equities; and
  • Up to 5% of the Fund’s NAV may be invested in liquid assets for liquidity purpose.
Performance
Benchmark		 60% FTSE Bursa Malaysia Top 100 + 40% Quant shop MGS Short Index
Please note that the Fund’s benchmark is for performance comparison purpose only and the risk profile of the Fund is not the same as the risk profile of the benchmark.
Member
Profile		 This Fund is suitable for Members who:
  • are seeking for capital appreciation;
  • are willing to accept some fluctuations in the value of his/her investment; and/or
  • want a diversified portfolio of equities and fixed income instruments that may have some foreign exposure.
Risks
Disclosure		 Stock Specific Risk, Credit and default risk, Interest rate risk, Country Risk, Currency Risk, Risks associated with investment in warrants/options, Risks associated with investment in CIS
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