Manulife Shariah PRS – Golden Asia Fund

*Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go the PRS Provider’s page.

Investment
Objective		 The Fund aims to achieve capital appreciation by investing in a portfolio of Islamic collective investment schemes.
Fund Category Fund-of-Funds (Islamic)
Investment
Strategy		 To achieve its investment objective, the Fund will invest a minimum of 95% of the Fund’s NAV in a portfolio of Islamic CIS that aims to provide capital appreciation through exposure into China and India markets. The Fund will invest in at least two (2) Islamic CIS at all times with investment objective that is similar to the Fund. The Provider shall issue a supplementary / replacement disclosure document and notify Members of the Fund on any amendments to the markets which the Fund may invest in.

The remaining NAV of the Fund will be invested in Islamic liquid assets such as cash, Islamic money market instruments, general investment accounts and/or Islamic deposits with financial institutions for liquidity purposes.

The Fund adopts a passive strategy by equally allocating the Fund’s NAV among the Islamic CIS which the Fund invests in. The Fund’s portfolio will be closely monitored and rebalanced from time to time to ensure that the Fund’s asset is allocated in accordance with its prescribed asset allocation.
Asset
Allocation		 Target Fund Minimum 95% of the Fund’s NAV will be invested in a portfolio of Islamic CIS
Liquid assets The remaining NAV of the Fund will be invested in Islamic liquid assets such as cash, Islamic money market instruments, general investment accounts and/or Islamic deposits with financial institutions for liquidity purposes.
Performance
Benchmark		 50% FTSE Shariah China Index + 50% Nifty Shariah 25 Index
Note: The composite performance benchmark provides a balanced gauge on the asset allocation of the Fund which can invest a minimum of 95% of the Fund’s NAV in a portfolio of Islamic CIS with exposure in China and India markets. The performance benchmark above is only used as a reference for investment performance comparison purposes.
The risk profile of the Fund is not the same as the risk profile of this performance benchmark. The performance benchmark information is available at www.manulifeinvestment.com.my.
Member
Profile		 This Fund is suitable for Members who
  • seek capital appreciation with investment focus in China and India market;
  • have a long-term investment horizon;
  • seek an additional retirement savings* scheme other than mandatory retirement scheme;
  • are not statutorily obliged to contribute to mandatory retirement scheme;
  • are employers who wish to contribute on behalf of their employees having the aforesaid characteristics; and/or
  • seek to invest in a Shariah-compliant investment.
Please note that this Fund is neither capital guaranteed nor capital protected; therefore, a Member’s capital is neither guaranteed nor protected.
Risks
Disclosure		 Country Risk, Currency Risk, Collective investment schemes Risk, Risk considerations for investing in Derivatives, Structured Products and Warrants
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