| Investment Objective |
The Fund aims to provide long-term capital growth to facilitate the accumulation of wealth
for retirement needs.
Note: Any material change to the investment objective of the Fund(s) would require Members’ approval.
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| Fund Category | Core (Growth) |
| Investment Strategy |
The Fund seeks to achieve its investment objective by investing in a basket of collective
investment schemes that have similar investment objective to the Fund’s investment objective
of long-term capital growth. Investments in collective investment schemes will be confined
to those managed by the Provider.
The Provider will actively monitor the Fund’s investments in selected collective investment schemes to ensure optimal returns while adhering to the Fund’s pre-determined asset allocation. The Provider has the flexibility to rebalance the asset allocation should it deem necessary based on the prevailing market conditions. The Provider may also take temporary defensive positions that may be inconsistent with the Fund’s investment strategy in response to adverse economic, political or any market conditions. In such circumstances, the Fund may hold up to 100% in money market instruments and deposits as a defensive strategy. |
| Asset Allocation |
At least 70% of the Fund’s NAV will be invested into equity collective investment schemes; and
Up to 30% of the Fund’s NAV may be invested into fixed income and/or money market collective investment schemes. |
| Performance Benchmark |
The performance benchmark is a composite of FTSE Bursa Malaysia KLCI (70%) and Malayan
Banking Berhad 12 months fixed deposit rate (30%). This composite performance benchmark
represents the general asset allocation adopted by the Fund, i.e. 70% in equity collective
investment schemes and 30% in fixed income and/or money market collective investment schemes.
The benchmark is used solely as a reference only. Please note that the risk profile of the Fund is not the same as the risk profile of the performance benchmark. The performance of the Fund against the benchmark is published in the Provider’s interim and annual reports and is also available on the Provider’s website. |
| Member Profile |
The Fund is suitable for Members who:
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| Risks Disclosure |
Particular security risk, Credit/default risk, Interest rate risk, Single issuer risk, Collective investment scheme risk, Counterparty risk, Currency risk, Country risk, Derivatives/Structured product risk, Small capitalization risk, Reinvestment risk |