AmPRS (Core Fund)

Scheme Trustee: Deutsche Trustees Malaysia Berhad

AmPRS – Moderate Fund

*Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go the PRS Provider’s page.

Investment
Objective		 AmPRS – Moderate Fund aims to provide medium to long term capital growth by investing in equities, fixed income securities and/or REITs.
Note: Any material change to the investment objective of the Fund(s) would require Members’ approval.
Fund Category Core (Moderate)
Investment
Strategy		 The AmPRS – Moderate Fund may invest its assets into a well-diversified portfolio comprising the following asset classes:
  • Equities and/or equity-related securities;
  • Fixed income securities;
  • Money market instruments; and
  • Deposits.
The AmPRS – Moderate Fund will invest in securities that are traded and/or listed in the local and foreign Eligible Markets.

The Investment Manager may opt to invest in the securities directly or via CIS of AFM or other CIS such as REITs and ETFs.

In the event of a severe market condition, the Investment Manager may employ a temporary defensive position and deviate from the investment strategy and asset allocation of the Fund by reducing the Fund’s exposure in equities and/or equity-related securities and increasing the Fund’s exposure in fixed income securities, money market instruments and/or deposits.

The AmPRS – Moderate Fund may also invest in derivatives for the purpose of hedging (subject to the PRS Guidelines) if it is deemed necessary to do so.
Asset
Allocation
  • 40% to 60% of the Fund’s NAV in equities and/or equity-related securities; and
  • 40% to 60% of the Fund’s NAV in fixed income securities, money market instruments and/or deposits, where a minimum of 1% of the Fund’s NAV will be in deposits.
Performance
Benchmark
  • 15% MSCI AC Asia Pacific ex Japan Index1
  • 20% FTSE Bursa Malaysia Top 100 Index2
  • 15% MSCI AC World Index
  • 50% Quantshop Medium* MGS Index
Note: * Medium means the duration is between three (3) years to seven (7) years.
Member
Profile		 AmPRS – Moderate Fund is suitable for members who seek:
  • for capital growth on their investment
  • for a balanced portfolio that includes equities and fixed income securities
  • for long term** retirement savings* plan
This Fund is also suitable for Members aged below 45 years and above but have not reached 55 years if they contribute under the default option.
Note: * Please note that Members’ capital is neither guaranteed nor protected.
Risks
Disclosure		 Interest rate risk, Risks associated with investment in REITs, Liquidity Risk, Currency risk, Risk associated with the Default Option, Company Specific Risk, Credit/default risk, Suspension Risk, Capital Distribution Risk, Risk associated with investments in Equity-Related Securities, Collective Investment Schemes Risk
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