AmPRS – Islamic Balanced Fund

*Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go the PRS Provider’s page.

Investment
Objective		 AmPRS – Islamic Balanced Fund aims to provide medium to long term capital growth by investing in Shariah compliant equities, sukuk and Shariah compliant money market instruments.
Note: Any material change to the investment objective of the Fund(s) would require Members’ approval.
Fund Category Balanced (Islamic)
Investment
Strategy		 The AmPRS – Islamic Balanced Fund may invest its assets into a well-diversified portfolio comprising the following asset classes:
  • Shariah Compliant Equities and/or Shariah Compliant equity-related securities;
  • Sukuk and Islamic money market instruments;
  • Islamic deposits
The AmPRS – Islamic Balanced Fund will invest in Shariah compliant securities that are traded and/or listed in the local and foreign Eligible Markets.

The Investment Manager may opt to invest in the Shariah compliant securities directly or via Islamic CIS of AFM or other Islamic CIS such as REITs and ETFs that comply with Shariah Principles.

In the event of a severe market condition, the Investment Manager may employ a temporary defensive position and deviate from the investment strategy and asset allocation of the Fund by reducing the Fund’s exposure in Shariah compliant equities and/or Shariah compliant equity- related securities and increasing the Fund’s exposure in Sukuk, Islamic money market instruments and Islamic deposits.

The AmPRS – Islamic Balanced Fund may also use Islamic hedging instruments for the purpose of hedging (subject to the PRS Guidelines) if it is deemed necessary to do so.
Asset
Allocation
  • 40% to 60% of the Fund’s NAV in Shariah Compliant Equities and/or Shariah Compliant equity-related securities (i.e. Shariah Compliant warrants); and
  • 40% to 60% of the Fund’s NAV in Sukuk, Islamic money market instruments and/or Islamic deposits, where a minimum of 1% of the Fund’s NAV will be in Islamic deposits
Performance
Benchmark
  • 15% MSCI AC Asia Pacific ex Japan Islamic Index1
  • 20% FTSE Bursa Malaysia Emas Shariah Index2
  • 15% MSCI AC World Islamic Index
  • 50% Quantshop Medium* GII Index
Note: * Medium means the duration is between three (3) years to seven (7) years.
Member
Profile		 AmPRS – Islamic Balanced Fund is suitable for Members who seek:
  • Medium to Long Term capital growth on their Shariah Compliant investment;
  • a balanced portfolio that includes Shariah Compliant equities, Sukuk and Islamic money market instruments; and
  • a Long Term retirement savings* plan
Note: * Please note that Members’ capital is neither guaranteed nor protected.
Risks
Disclosure		 Interest Rate Risk, Risks associated with investment in REITs, Liquidity Risk, Currency risk, Company Specific Risk, Credit/default risk, Shariah Non-Compliance Risk, Suspension Risk, Capital Distribution Risk, Risk Associated with Investments in Shariah Compliant Equity-Related Securities, Islamic Collective Investment Schemes Risk
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