AmPRS (Core Fund)

Scheme Trustee: Deutsche Trustees Malaysia Berhad

AmPRS Conservative Fund

*Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go the PRS Provider’s page.

Investment
Objective		 AmPRS – Conservative Fund aims to preserve* capital by investing primarily in fixed income securities and money market instruments.
Note: *Please note that members’ capital is neither guaranteed nor protected.
Note: Any material change to the investment objective of the Fund(s) would require Members’ approval.
Fund Category Core (Conservative)
Investment
Strategy		 The AmPRS – Conservative Fund may invest its assets into a well-diversified portfolio comprising the following asset classes:
  • Fixed income securities;
  • Money market instruments;
  • Deposits;
  • Equities and/or equity-related securities; and
  • REITs
Investments in the Fund will be restricted to investments in Malaysia and local currency investments.
Asset
Allocation
  • A minimum of 80% of the Fund’s NAV in fixed income securities, deposits and/or money market instruments, where a minimum of 1% of the Fund’s NAV in deposits; and
  • 0% to 20% of the Fund’s NAV in equities, equity-related securities and/or REITs.
Performance
Benchmark		 1-year Malayan Banking Berhad Conventional Fixed Deposit Rate
Member
Profile		 AmPRS – Conservative Fund is suitable for members who seek:
  • for capital growth on their investment;
  • to preserve* investment capital
  • for long term** retirement savings* plan
This Fund is also suitable for Members aged 55 years and above if they contribute under the default option.
Note: * Please note that Members’ capital is neither guaranteed nor protected.
Risks
Disclosure		 Interest rate risk, Risks associated with investment in REITs, Liquidity Risk, Risk associated with the Default Option, Company Specific Risk, Credit/default risk, Suspension Risk, Capital Distribution Risk, Risk associated with investments in Equity-Related Securities
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