AIA Private Retirement Scheme

Scheme Trustee: Deutsche Trustees Malaysia Berhad

AIA PAM – Growth Fund

*Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go the PRS Provider’s page.

Investment
Objective		 The fund seeks to provide returns through capital growth.
Fund Category Core (Growth)
Investment
Strategy		 The Fund will invest in equities with a bias towards equities with potential for growth. The Fund will invest in local and foreign markets.

The Fund will also invest at least 10% of its net asset value (“NAV”) in local fixed income instruments with a minimum credit rating of “BBB3” or “P2” by RAM or equivalent rating by MARC, money market instruments and/or deposits with financial institutions.
Asset
Allocation		 Equities Up to 90% of the Fund’s NAV
Local fixed income instruments, money market instruments and/or deposits with financial institutions At least 10% of the Fund’s NAV
Performance
Benchmark		 30% FBMT 100 Index + 20% MSCI AC Asia Ex-Japan Index + 20% Quant Shop MGS All Bond Index + 30% MSCI World Index.
Member
Profile		 Members who:
  • are seeking returns over the medium to long term period; and
  • have a moderate to high level of risk appetite.
Note: “medium to long term” means a period of three (3) years and above.

For members under the Default Option who are below the age of 45 years, their contributions will be allocated into this Fund.
Note: Where a member under the Default Option makes the first contribution to the Scheme a month before the member attains the age of 45 years old, the member’s contribution will be allocated into the AIA PAM – Moderate Fund instead.
Risks
Disclosure		 Credit/default risk, Interest rate risk, Particular security risk, Country risk, Currency risk
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