| Investment Objective |
The Fund seeks income and capital growth from its investments to facilitate the accumulation of retirement savings# for Members’ retirement needs.
#The Fund is not a capital guaranteed nor a capital protected fund.
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| Fund Category | Core ( Moderate)- Mixed Asset | |
| Investment Strategy |
The Fund will be investing in a portfolio which will mainly consist of equities and fixed income instruments to achieve income and capital growth.
The Fund’s exposure in the equity markets will be capped at a maximum of 60% of the Fund’s NAV and will include investments in Foreign Markets
to increase the Fund’s investment and diversification opportunities. The Fund may also invest in collective investment schemes that have similar investment objectives to the Fund. The Fund will also have a minimum of 40% of its NAV invested in both local and foreign fixed income instruments. The Fund may invest in derivatives, such as index futures, foreign exchange forward contracts and cross currency swaps mainly for hedging purposes. The Fund may also employ derivatives for investment purposes to enhance the returns of the Fund by taking a view on the underlying asset or currency and establish a long position to gain a specific underlying exposure. The Fund may also invest in structured products such as, but not limited to equity-linked notes. #The Fund is not a capital guaranteed nor a capital protected fund.
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| Asset Allocation |
Equities and equity-linked instruments | Minimum of 0% to maximum of 60% of the NAV of the Fund |
| Fixed income instruments ( including money market instruments) | Minimum of 40% to maximum of 100% of the NAV of the Fund | |
| Performance Benchmark |
30% MSCI AC World Index 10% MSCI AC Asia ex Japan Index 10% FTSE Bursa Malaysia Top 100 Index 50% Maybank 12- Month Fixed Deposit Rate |
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| Member Profile |
Age group of between forty five (45) to below fifty five (55) years old if contribute under Default Option.
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| Risks Disclosure |
Equity investment risk, Credit/default risk, Interest rate risk, Collective investment scheme risk, Equity-linked instruments investment risk, Counterparty risk, Currency risk, Country risk, Derivatives risk | |