| Investment Objective |
To facilitate the accumulation of retirement savings# by Members for their retirement needs, the Fund aims
to generate capital growth.
#The Fund is not a capital guaranteed nor a capital protected fund.
|
|
| Fund Category | Core(Growth) – Mixed Asset | |
| Investment Strategy |
To achieve the objective of generating capital growth, the Fund will invest in a portfolio of mixed assets.
Because of the Fund’s relatively aggressive nature, the Fund will be investing mainly in a portfolio of
growth biased equities to achieve capital growth. The Fund’s exposure in the equity markets will be capped
at a maximum 90% of the Fund’s NAV and will include investments in Foreign Markets to increase the Fund’s
investment and diversification opportunities .
The Fund may also invest in collective investment schemes that have similar objectives to the Fund The Fund will also have a minimum of 10% of its NAV invested in both local and foreign fixed income instruments . The Fund may invest in derivatives, such as index futures, foreign exchange forward contracts and cross currency swaps mainly for hedging purposes. The Fund may also employ derivatives for investment purposes to enhance the returns of the Fund by taking a view on the underlying asset or currency and establish a long position to gain a specific underlying exposure. The Fund may also invest in structured products such as, but not limited to equity- linked notes.
#The Fund is not a capital guaranteed nor a capital protected fund.
|
|
| Asset Allocation |
Equities and equity- linked instruments | Minimum of 0% to maximum of 90% of the NAV of the Fund |
| Fixed income instruments ( including money market instruments) | Minimum of 10% to maximum of 100% of the NAV of the Fund | |
| Performance Benchmark |
50% MSCI AC World Index 10% MSCI AC Asia ex Japan Index 10% FTSE Bursa Malaysia Top 100 Index 30% Maybank 12- Month Fixed Deposit Rate |
|
| Member Profile |
Age group of below forty five( 45) years old if contribute under Default Option .
|
|
| Risks Disclosure |
Equity investment risk, Credit/default risk, Interest rate risk, Collective investment scheme risk, Equity-linked instruments investment risk, Counterparty risk, Currency risk, Country risk, Derivatives risk | |